Loans

Writing a check

 
AGRICULTURAL LOANS

Specializing in agriculture loans and serving the agricultural producers in our servicing area has been a priority of Basin State Bank since opening in 1911.  All of our loan officers come from farming and ranching backgrounds and have both hands on experience as well as over 100 years of combined lending experience.  Our loan officers can tailor any of our loan products to accommodate the specific needs of your operation.  All loan decisions are made locally by officers and directors that share in many of the same challenges faced by Basin State Bank customers.  This kind of experience and outstanding customer service is what sets us apart from other community banks.  We offer the following types of Ag loans:

  • Livestock Loans
  • Farm/Ranch Operating Loans
  • Equipment Loans
  • Farm/Ranch Real Estate Loans
  • FSA Guarantee Loans

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COMMERCIAL LOANS

At Basin State Bank we are dedicated to helping area businesses remain viable and strong.  We offer several different types of commercial loans to aide in the success of you and your business endeavors.

  • Working Capital Loans
  • Lines of Credit
  • Intermediate Loans
  • Commercial Real Estate Loans
  • Loans to Municipalities and Government Entities
  • Government Guaranteed Loans

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CONSUMER LOANS

Whatever your loan needs may be….improving your home, buying a car or boat, planning a great family vacation, or dealing with the unexpected expense that may come up, Basin State Bank is a loan resource that you can always count on.  We will take the time to listen and to tailor a loan to meet your needs while combining very competitive rates, flexible terms, and fast and friendly service.

  • Vehicle Loans
  • Home Improvement Loans
  • Sport Utility Loans
  • Personal Loans
  • Loans secured by savings or CD's, marketable securities, cash value life insurance, titled vehicles, etc.

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HOME / REAL ESTATE LOANS

Basin State Bank has several different products to aide in a home or real estate purchase.  Whether the loan is done in-house, or on the secondary market, we have a program designed to be competitive in terms of rates and terms. 

  • Agriculture or Business Real Estate Loans
  • Residential Real Estate Loans
  • Construction Loans
  • Commercial Real Estate Loans
  • Government Guaranteed Loans

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HOME EQUITY / LINES OF CREDIT

A home equity loan is a great opportunity to give you accessibility to the money you need for home remodeling, improvements, and additions as well as other expenses that may arise.  Use the equity in your home to purchase what you want.  Home equity loans are set up as a line of credit.
 

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OVERDRAFT PROTECTION

Overdraft Protection (loan product) is available for any qualified checking account customer.  Customers must fill out an application and be approved.  This is not an opt in or out program.
 

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CREDIT LIFE AND DISABILITY INSURANCE

Credit Life and Disability insurance is available for customers and loans that qualify for this product.  Contact bank personnel for additional information and cost.
 

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Online Banking Access

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