Merchant Services

Basin State Bank is pleased to offer a variety of Merchant Services through NXGEN Payment Services!

This business-friendly program features:

  • Highly competitive pricing and low start-up costs
  • Fast transaction processing with 24/7 availability
  • Options that help your business grow
  • 24/ 7 superior support
  • 24/7 access to payment processing data (batches, deposits, etc.) at no charge

 
CREDIT / DEBIT CARD ACCEPTANCE

Are you paying too much?  Are your rates and fees too high?

Let us provide you a FREE ANALYSIS of your current Credit/Debit Card account.  We promise you

  • Complete understanding of your current charges and potential savings
  • A review of the latest technology and options for your business


NXGEN provides the right solution for your business!

  • Virtual Merchant a flexible credit card processing solution from anywhere you have an Internet connection you may not even need a terminal!
  • Retail face-to-face solutions
  • Mail / Telephone Order solutions
  • E-commerce via your website
  • Wireless and Smartphone processing options
  • Debit, VISA, MasterCard, Discover & American Express
    • NXGEN's One-Point statement includes American Express transactions and deposits are all made within 48 hours.  One statement; one deposit!
  • Integration with your software application and QuickBooks TM

Submit your information today by completing this form, contact us at 406-566-2238, or stop by one of our convenient branches.

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ELECTRONIC CHECK PROCESSING

Improve Cash Flow with Quicker Deposits

For most businesses, check acceptance is a necessary, but expensive and cumbersome part of conducting business. You store up checks for a week or more before bringing them to the bank and then it can take another week before the money is deposited into your account.  It's a cash flow nightmare!

With Electronic Check Processing (ECS), you can continue to offer your customers the option of paying by check, while dramatically reducing the time it takes to having the money in your account.

ECS turns paper checks into safe, efficient electronic transactions that are processed with the speed and ease of credit card transactions, and funds are typically available within 24-48 hours.

Submit your information today by completing this form, contact us at 406-566-2238, or stop by one of our convenient branches.

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PERSONALIZED GIFT & LOYALTY CARDS

The most profitable square foot in your store!

Merchants of all sizes are launching profitable gift card programs every day.  And the most successful are using their card systems for much more.

  • 57% of gift card recipients spend more than the value of the card.
  • 75% of consumers say they would like to receive a gift card as a gift.
  • 12% of gift cards are never redeemed.
  • Gift Cards outsell paper gift certificates 1000 to 1.

Now you can join the big national retailers in using electronic cards to grow your sales.

We provide every ingredient necessary for you to reach your sales potential:

  • Premium-quality card production
  • In-store displays & merchandising
  • Real-time transaction processing
  • Complete program activity reporting

And you can run several card programs with one system:

  • Gift Cards
  • Loyalty/Reward Cards
  • Prepaid Cash Carts
  • Promotional Cards
  • Merchandise Returns
  • Electronic Coupons

Submit your information today by completing this form, contact us at 406-566-2238, or stop by one of our convenient branches.


RETAIL CLOUD POINT-OF-SALE RETAIL SOLUTION

Managing a micro-to-medium size business is time-consuming and requires multiple systems.  NXGEN offers a reasonably-priced and scalable internet-based point-of-sale (POS) retail system that provides:

  • Payment Portal for accepting all payments: cash, checks, and debit and credit cards
  • Inventory Management
  • Customer Relationship Management
  • Employee Management
  • Supply Chain Management

Our intuitive system will alert you with the potential for increasing sales at the point of purchase resulting in higher revenue, you will be able to identify your customers spending habits, and have the capability of being able to directly market to them. We eliminate stressful inventory management guessing; with our informative data you are able to make money saving inventory decisions.

Submit your information today by completing this form, contact us at 406-566-2238, or stop by one of our convenient branches.

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ATMs

On-site ATMs allow your customers to access all of their available cash from bankcards, credit cards, etc.  Studies show that customers they spend 2025% of the cash withdrawn in your store!
Submit your information today by completing this form, contact us at 406-566-2238, or stop by one of our convenient branches.


 
MERCHANT CASH ADVANCE

The Smart Choice for Immediate Working Capital

If you accept credit cards and need some working capital, you may qualify for a Cash Advance of $2,500 to $150,000.  Your monthly transactions must be at least $2,500.  Approval takes only 7 business days.  Repayment is through a percentage of your future VISA/MasterCard receipts.  You pay back your cash advance only when you make a sale.

Submit your information today by completing this form, contact us at 406-566-2238, or stop by one of our convenient branches.

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NXGEN FORM

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Online Banking Access

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